Enjoy a Writing Career and Medical Insurance!
It is no newsflash that writers love what they do – writing. Whether they’re writing children’s books, science fiction novels, Harlequin romances, or feature articles for various magazines, you can generally find a writer with a pen in her hand or keyboard keys at her finger tips.
That’s a good thing, too. Without writers, not only would the world lack entertaining and engaging fiction, but we’d also be without educational resources such as textbooks, and even the catchy writing we see on advertisements.
Good writing does not come free, and neither does good health – well, good health care insurance, that is. Regardless of how rewarding writers find their writing careers, unless they’re employed full-time, for example with an established newspaper or magazine rather than writing as freelance writers, chances are their writing careers aren’t offering any kind of health benefits. Medical costs generally come out-of-pocket for freelance writers.
The good news is that freelance writers do not have to go without health care insurance. Having a writing career also does not mean obtaining an individual insurance policy is the only option. Since writing is a career that’ll always be in high demand, a lot of people have gotten together over the years and formed several writing organizations.
The option to buy a health care insurance program through these writing organizations is only one of the various benefits offered.
Writing organizations generally offer health care insurance programs that are much discounted than individual health care insurance programs. That’s because writers who buy these health care insurance programs will pay group, rather than individual, rates.
Sure, obtaining an individual health care insurance program is always an alternative, but for writers who take advantage of writing organization benefits, obtaining an individual health care insurance program can actually be a last resort. By researching and locating the best writing organization for them, writers can take advantage of group health care insurance rates through the writing organization. A writing career does not have to mean expensive or non-existent health care insurance !